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credit, underwriting and lending JOBS

Shape lending and credit decisions


Your expertise can help businesses grow, strengthen communities and create opportunity. At U.S. Bank, you'll use your analytical skills and judgment to make meaningful lending decisions while building a career supported by learning opportunities and collaborative teams.
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Explore career paths and specialties

No two credit and underwriting careers are exactly alike. Explore opportunities across a variety of specialties and industries.

Commercial and Business Banking
Evaluate lending opportunities that help businesses of all sizes grow and succeed.

Commercial Real Estate
Help finance projects that shape neighborhoods and local economies.

Small Business Administration
Support small businesses through specialized lending programs by analyzing credit risk, underwriting loans and helping entrepreneurs access the capital they need to grow.

Small Business Lending
Help small businesses access capital through specialized lending programs.

Agriculture
Support agricultural operations, producers and rural communities that power the economy.

Healthcare
Help healthcare organizations access financial resources they need to serve patients and communities.

Mortgage Lending
Help individuals and families achieve homeownership by applying your expertise to responsible lending decisions. 

Wealth Management and Consumer Lending
Help clients access lending solutions through underwriting, portfolio management and credit review activities.

Institutional Banking
Apply financial analysis, portfolio management and industry expertise to support complex lending relationships across diverse sectors.

Skills that drive success

Credit, underwriting, and lending professionals evaluate risk, analyze financial information and help guide lending decisions. The skills below are commonly found across many career paths in this field.
Credit analysis
Financial analysis
Risk management
Corporate banking lending
Regulatory knowledge
Portfolio management
Commercial lending
Small business lending
Loan documentation
Relationship management

Stories shaping credit, underwriting and lending
Discover stories and insights from across U.S. Bank that showcase the people, industries and lending expertise behind the decisions that help clients and communities move forward.
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Meet the team 
Learn how employees across multiple business areas are building rewarding careers while helping support responsible lending decisions.
"What sets U.S. Bank apart is how well the process supports underwriters. Loans arrive professionally prepared, expectations are clear, and our teams work together so underwriters can focus on making sound credit decisions."

Brian M.

Mortgage underwriter
"At U.S. Bank, I have the opportunity to work on challenging credit decisions, build strong partnerships and help businesses achieve important growth milestones. The work is meaningful, and every day brings new opportunities to learn and grow."

Jennifer J.

Credit portfolio manager team lead
"Healthcare underwriting is a specialized field that keeps me engaged because there's always something new to learn. U.S. Bank has given me the opportunity to build expertise in a complex industry while being part of a team that encourages questions, shares knowledge, and supports professional growth."

Patrick H.

Healthcare credit analyst
"Underwriting at U.S. Bank is more than reviewing numbers. Every deal brings a different challenge, and you're constantly evaluating the full picture to help make informed lending decisions. It's rewarding work that builds expertise and keeps you learning every day."

Travis B.

Wealth Management post underwriter

Explore opportunities
Ready to put your analytical skills to work?
Browse current openings and discover where a career in credit, underwriting and lending can take you.​​
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Benefits that fit your life 

Our technology and digital teams produce highly visible work that receives recognition. They routinely push the boundaries of what’s possible and have won numerous industry awards and accolades.
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